Articles Posted in Uncategorized

Importance of Executor Record Keeping
Adler & Adler, PLLC Team

The executor is the CFO of the estate. The executor’s responsibilities include: 1 – the preservation of estate assets; 2 – the collection of income due the estate; 3 – the payment of the debts of the decedent and the administration expenses of the estate; 4 – preparing the required income and estate tax returns;…

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Forms of Real Estate Ownership
Adler & Adler, PLLC Team

Ownership of real estate is determined by how title is held. Different kinds of ownership interests: Tenants in Common Tenants in common is when two or more people own real estate together. Tenancy in common can have equal ownership or they can each own in different percentages. Tenants in common can obtain the property together,…

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What is ERISA?
Adler & Adler, PLLC Team

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement plans and certain health plans in the private sector. The objective of ERISA is to protect the rights of individual plan participants. ERISA requires plans to provide participants with plan information including important information about plan…

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The Charitable Remainder Trust and the Wealth Replacement Trust
Adler & Adler, PLLC Team

Although the charitable remainder trust offers considerable potential tax advantages that can reduce the effective cost of charitable giving, the fact remains that a portion of the donor’s wealth will be going to charity and not to the donor’s heirs. This represents an obviously significant dilemma for a charitably inclined individual making estate planning decisions.…

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Criminals Want Your Data
Adler & Adler, PLLC Team

Follow these steps to protect yourself: Secure your computer. Use security software that updates automatically and includes a firewall, virus protection, malware protection, and file encryption. Give personal information only over encrypted and trusted websites. Use strong passwords and protect them. Beware of Phishing. Phishing is defined as “the fraudulent practice of sending emails purporting…

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